Reduce Fees for Both Companies & Employees
FiduciaryShield is designed to reduce total plan costs up to 65%.
Most 401(k) plans have painfully high fees that are nearly impossible to find and understand. There’s no trouble understanding our fee structure. It’s simple and 100% transparent. Find out how we may help you save up to 65%.
Less Risk for Company Owners and Executives
FiduciaryShield is designed to assure fiduciary and plan sponsor duties are fulfilled and documented for you.
We believe your 401(k) plan should be a benefit, not a risk to you. Unlike other plans, we manage the plan as a fiduciary to ensure your plan is bulletproof against regulation and litigation.
Reduce Work for HR Managers
FiduciaryShield is designed to eliminate 40+ hours of unnecessary work per year.
We don’t just give you tools to do the work, we do it for you. We prepare and file your 5500 for you. We approve loans and distributions, manage your audit, track eligibility, answer employee questions, track and report on investments, perform compliance testing, run enrollment and education meetings, and much more.
One way we reduce your workload is through the use of cutting edge technology to help simplify entering transactions, transferring funds, or creating custom payroll uploads. Instead of this process taking hours, wouldn’t it be great if your payroll and 401(k) providers were integrated? Through our strategic partnerships FiduciaryShield has already built integration relationships with numerous payroll providers and will coordinate with your provider to make 401(k) uploads easy & worry-free.
Working With Financial Advisors
Happy with your current advisor but interested in a FiduciaryShield plan? No problem! We work with financial advisors to add our services to your plan. If your current advisor is not meeting your needs, we can help with that also. We can work with you directly without an advisor or we can recommend one of the many advisors we currently collaborate with.
There’s no reason why a 401(k) plan needs to cost a fortune. FiduciaryShield is a better 401(k) because we keep costs low and fees transparent.
The Problem: High fees add up, even a little at a time.
Small to mid-size company 401(k)s have painfully high fees – even worse, these fees are nearly impossible to identify or and understand. The most excessive fees are usually being paid by employees, the majority of whom think their 401(k) is “free”!
The extra 1% in fees your employees are likely paying today could very well decrease the size of their retirement nest egg by 20-30%. That’s a huge problem. Helping employees retire comfortably is an important focus of offering a 401(k) plan – and shielding employees and employers from outrageous fees is what we do.
The Solution: Low, transparent fees.
Our fee structure, on the other hand, is simple and 100% transparent. Our negotiating power allows us to get institutional pricing even for small and mid-size companies. Any administrative fees are also negotiated at a lower rate, so we’re securing Fortune 500 pricing for businesses like yours. And by eliminating indirect compensation, we eliminate revenue sharing from plan investments – so we’re ensuring that no one else takes a bite out of plan assets.
FiduciaryShield is a unique model that can save companies and employees money by reducing total plan costs up to 60%: savings that add to your bottom line and have an even bigger impact on the size of your employee’s retirement nest egg over time.
Help your employees retire with more money in their 401(k)s by eliminating excessive and unnecessary fees.Get started with FiduciaryShield today.
You didn’t go into business to spend all your time running a 401(k).
When business owners or companies sign up for a 401(k) plan, they often don’t realize the amount of administrative work that falls on HR directors and executives. These employees are already very busy, and now face hours of extra work.
Enter FiduciaryShield: we handle the compliance and fiduciary-related tasks that take away from running a business and helping employees succeed. With a FiduciaryShield 401(k), you’re not only getting a company retirement plan, you’re getting those hours of productivity back.
You outsource the work to us, and we handle the plan fiduciary responsibilities.
FiduciaryShield will prepare and file your 5500 for you! We review loans and distributions, manage your audit, track eligibility, and it doesn’t stop there. We also answer employee questions, track and report on investments, perform compliance testing, run enrollment meetings, and much more. No more paperwork, no more investment committee meetings, and no more 401(k) minutia.
You manage your business. We’ll manage your 401(k). Explore a FiduciaryShield 401(k) now.
Offering a 401(k) shouldn’t be a liability.
Most 401(k) providers may help you with some paperwork but won’t take on any of the fiduciary risk for you. This is cause for concern due to an increasing number of lawsuits and intense scrutiny from the IRS and Department of Labor.
FiduciaryShield is different from other providers. We designate professional fiduciaries to sign and act in administrative and investment roles so you have experts to take on the risks, instead of you.
As plan fiduciaries we maintain bonding for each and every plan we service. FiduciaryShield also carries various other umbrella and fiduciary liability insurance policies to protect plan participants and assets.
Plus, we don’t just prepare your form 5500 for you, we also review it, and file it. We understand you are not in business to understand ERISA IRS 401(k) rules. We will make sure your from 5500 is in proper order. Unlike many firms out there, we are proactive instead of reactive. We know what goes on the form 5500 and work throughout the year to assure you won’t have IRS red flags from this filing.
This helps take work off your plate and more importantly, eliminates significant fiduciary risk. And if the IRS and DOL come calling, FiduciaryShield is there to protect you. Receive a free 401(k) plan assessment now.
One way we reduce your workload is through the use of cutting edge technology to help simplify entering transactions, transferring funds, or creating custom payroll uploads.
Instead of this process taking hours, wouldn’t it be great if your payroll and 401(k) providers were integrated?
We have worked with our Recordkeeper to develop state of the art technology that builds integration with a variety of different payroll providers. Regardless of who your payroll provider is, we can typically build some level of integration and custom reporting to make sure that submitting your payroll information only takes you a few minutes.
Let us help you make your job easier. Get started now.
If you’re happy with your current financial advisor, it’s no problem at all.
Financial advisors love working with us and we’re happy to keep them on the plan if that’s your preference. We work directly with them to add our services to your existing plan.
However if your current advisor is not meeting your needs, we can help with that too. We can offer a recommendation of one of our many trusted advisors, or we can even work with you directly without an advisor.
Do you happen to be a financial advisor? If you’re looking for a 401(k) partner so you can focus on your clients, look no further. We can help you and your clients reduce fees, work, and risk. Call us today at 1-941-961-401K.
What’s holding you back? Get started with FiduciaryShield today.